Explore our mortgage options and find the right financing solution for your needs
At MORTGAGE ASSISTANCE SOLUTIONS, we offer a wide variety of loan programs to meet the unique needs of every homebuyer. Our experienced loan officers can help you understand the benefits and requirements of each loan type to find the best fit for your situation.
Traditional mortgage loans that are not insured or guaranteed by the government. These loans typically offer competitive rates and flexible terms.
Borrowers with good credit scores (typically 620+) and stable income who can make a down payment.
Learn MoreLoans insured by the Federal Housing Administration designed to help borrowers with lower credit scores and smaller down payments.
First-time homebuyers or those with less-than-perfect credit who need more flexible qualifying guidelines.
Learn MoreLoans guaranteed by the Department of Veterans Affairs exclusively for eligible veterans, active-duty service members, and their spouses.
Eligible veterans and military personnel who want to take advantage of the no-down-payment benefit.
Learn MoreLoans guaranteed by the U.S. Department of Agriculture for homes in eligible rural and suburban areas.
Moderate-income homebuyers looking to purchase in eligible rural or suburban areas.
Learn MoreLoans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, designed for higher-priced homes.
Borrowers purchasing high-value properties who need loan amounts exceeding conforming limits.
Learn MoreOptions to replace your current mortgage with a new one, potentially with better terms or to access home equity.
Current homeowners looking to improve their loan terms or access equity for home improvements, debt consolidation, or other financial needs.
Learn More| Loan Type | Min. Down Payment | Min. Credit Score | Mortgage Insurance | Best For |
|---|---|---|---|---|
| Conventional | 3-5% | 620+ | Required if down payment <20% | Borrowers with good credit |
| FHA | 3.5% | 580+ | Required for all loans | First-time buyers, lower credit scores |
| VA | 0% | No set minimum | None | Veterans and military personnel |
| USDA | 0% | 640+ (typical) | Required for all loans | Rural/suburban homebuyers |
| Jumbo | 10-20% | 700+ (typical) | Varies by lender | High-value property buyers |